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Frequently Asked Questions

Lirette Enterprises LLC Help Center

Read on to learn more about our services, products and expert team. If you don’t find all the answers you were looking for, feel free to contact us to get more information. We’re always happy to help with anything you need.

Making Notes

How do I make sure I’m not over-insured?

This is a question we get very often; do I have enough coverage, or how much more do I need? The answer to this question often relies on a case-by-case basis, and we will discuss all of this in the application process. No need to worry, if we feel as if you have enough coverage we will simply send you along your way. If you do not have enough coverage, we will make sure that you are well taken care of. 

Why do I need to have insurance?

One thing that we know to be 100% true is that each and every person on this planet will eventually face death. When, we do not know, and that is why it is crucial to protect your family financially when that time does arise. 90% of Americans live paycheck to paycheck, and one missed mortgage payment can be the difference between losing a house or something very valuable to everyday needs. Having the security net as well as the peace of mind that your family and/or yourself are protected is second to none. In addition, having a Final Expense policy in place is crucial to making sure your family does not have to go into debt to pay for cost such as funeral expenses, concessions, and real estate fees when selling the family home. 

How much does it cost? What are the rates based off of?

Insurance Rates are based off of three things: age, health, and habits. This is why we recommend getting policies when you are young and healthy in order to avoid paying higher cost at an older age. The average age of death in the U.S is 80, so every year you wait to get insured, the insurance company sees you as a greater risk to die. Smoking or poor health could also make rates go up depending on which type of policy you are looking for. Don't let this scare you, there are options and policies for every person and every condition and we are experts at getting you what you need at the right price that meets the budget. 

Do you offer free consultations to new customers?

Absolutely! On our home page there are different blocks that you can book a one-on-one phone call with one of our brokers and we will be happy to assist you in whatever you need help with. Our process starts with a 15 minute phone conversation and we will go through a medical checklist just to make sure we know what you are eligible for. After that, you will be able to see every option available and we will go from there. Easy & quick!

How do I pay my Insurance Premiums? 

Insurance Premiums are like payroll deductions, they automatically get taken out of your bank account each month on the day of your choosing. This is the reason the insurance company needs your banking information, because they must make sure you have a way to pay your monthly premiums. 

I am interested in getting a policy, how do I found out more information?

You can either email us, call one of the phone numbers listed on our webpage, or book a one on one appointment using our booking link. 

What is TURO? How does TURO work?

TURO was started in 2009 as a new and fun way to rent vehicles all through the convivence of your smartphone. Similar to AirBnB, TURO offers various vehicles anywhere from a Rolls-Royce to a Toyota Prius. To book a vehicle, simple click on the "VIEW our VEHICLES" tab above and our cars are listed there. We offer exceptional cleaning service, 24-hour customer service, delivery, and so much more. No more shuttle buses or long lines, we will have your rental ready before you even plan your trip! We are proud to partner with TURO, and look forward to having you as a guest in one of our clean and luxurious vehicles; welcome to the fleet! 

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